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Financing

With your ideas set out and an estimated budget in place, it’s time to look into how to finance your project. This will give you a more precise idea of the available budget for your build, and whether it’s achievable for you.

Most self builders will need to look into financing options for their project. Self and custom build mortgages are a popular choice and are tailored to the specific needs of a self build project. The money from this type of mortgage is released in agreed stages throughout the project. This allows you to purchase materials and pay contractors as the project progresses, so you don’t need to worry about covering any costs upfront. Other options for financing include using your own savings, and remortgaging or selling your existing home to fund the build.

The Government is keen to encourage the growing appetite for self building in the UK. There are now a number of different schemes that can provide support and help to boost your budget, including the new Help to Build scheme.

Our Guide to Managing Money course covers all of the schemes available, as well as looking at how to raise finance and budget successfully.

Before you Build your Home…Build your Knowledge with the NSBRC!


If you are contemplating building your dream home, or planning to improve your existing home, why not attend one of our NSBRC Training Courses first to build your knowledge and confidence?

Check out our range of in-person and virtual courses!